Normal/development loan
- Open to all members
- Amount eligible: 3 times the value of shares held
- Repayment period: 48 months
- Interest rate: 1% on reducing balance
Emergency Loan
- Designed to cater for unforeseen circumstances
- Amount eligible: 3 times the value of shares held
- Repayment period: 12 months
- Interest rate: 1% on reducing balance
- Member must have serviced all other loans
Education Loan
- Meant to help members pay school/college fees
- Amount eligible: 3 times the value of shares held
- Repayment period: 12 months
- Interest rate: 1% on reducing balance
Premium Loan
- Amount eligible: 3 times the value of shares held
- Repayment period: 60 months
- Interest rate: 1% on reducing balance as well as a 1,5 premium interest recovered upfront.
Re-Finance Loan
- Meant for members wishing to re-finance their existing loans
- Amount eligible: 3 times the value of shares held
- Repayment period: 48 months
- Interest rate: 1% on reducing balance
Introductory Loan
- Available to new members who are on a salary
- Amount eligible: Maximum of Ksh 200,000
- Repayment period: 12 months
- Interest rate: 1% on reducing balance
- One-third (1/3) of the loan given will be capitalised to shares
Pepea Loan
- Designed for members awaiting pension payments
- Amount eligible: Ksh 10,000 per month for up to 12 months
- Interest rate:
- Loan and interest will be recovered from pension payments
