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All Micro credit products ranging from Chama loan, Chap Chap loan, Pamoja Plus, Binafsi loan and Pamoja loan are savings based products .one must make savings to get his or her preferred loan product. This deposits is only refundable on loan discharged or on voluntary withdrawal in the event of cessation.
A Micro-credit member is required to make a minimum monthly contribution of Kshs 500 per month as micro credit deposits.


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Imarisha Sacco Society Ltd is one of Kenya’s leading savings and credit cooperatives offering financial services to its members. The Sacco was first registered in 1978 as a teachers’ Sacco but has since opened its doors to all professionals and entrepreneurs from all walks of life.

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